Secure your future with confidence
Welcome to MY PENSION FRAUD, your trusted partner in ensuring you are not alone when it comes to Pension Fraud from large Corporate Companies . Those Corporate Companies who are Not working for you as you agreed to when you purchased your pension from them ,those that are selling your policies before they mature and pass you on to who they chose to sell to, Those who then deny you actual have your Annuity Policies, Benefits & Guarantees Those that say your not entitled to those Guarantees & Benefits that you agreed to and the adherence to any new legislation that your Annuity policy holder should inform you about, that which will affect your Annuity in line with Annuity legislation in the UK.
Your pension, your peace of mind
Do you know that you can ask your Pension / Annuity provider or Policy supplier to supply you a SARS request which is all the information they hold on you and copies of your Policies and Policy booklets,and Agreements that pertain to your Pension, Annuity Policy or Deferred Annuity Policies.
It would be worthwhile getting that information ASAP first so that you can proceed with clarity and give you an insight as to what you should receive from your Pension / Annuity Contract.
You will be glad you did as this will also give you evidence should the need arise to challenge anything that is not right with What your Pension / Annuity provider says or offers you and what legislation was in place at the time you signed your contract .
You may be moved several times over the years whilst you are waiting for your Pension / Deferred Annuity to come into payment or maybe even whilst collecting your Pension / Annuity pension entitlement
As you will see from my Annuity Policy on Facebook and on here within my policy Documents which has been ongoing for more than 3 years with Reassure part of Standard Life Group and Legal & General
Once you purchase an Annuity you can not change that Annuity. An Annuity is a legally binding contract. So ensure when the time comes for you to collect your Annuity that your providers follow what you are entitled to in your Annuity Agreement.
At My Pension Fraud we pride ourselves on calling out Fraud when it appears and is apparent from Documents,Declaration to Government Bodies and from Government Legislation
We will help you identify potential issues where we can and ensure your pension agreement truly protects what you are entitled to and what you Agreed to
You can visit us on facebook and have a look at some of the problems we have encountered as an individual.
https://www.facebook.com/groups/866300282779077?locale=en_GB
https://www.facebook.com/groups/881891324623310?locale=en_GB
**This webpage is not finalised yet and will hopefully be up and running fully soon to help answer your questions or anyone who needs our help **
If you wish Contact us with a brief message and description and the names of the Pension / Annuity providers at the bottom of this page we will contact you ASAP
Please do not supply financial information such as policy numbers or values at this time.
In the meanwhile get a SARS requested from your Initial Buy out Plan /Initial Annuity policy provider or pension policy and your current Annuity provider
Thank you
Pension Annuity Holder/Fraud Victim
Frank Shaw
Our specialised checking services
We offer a range of specialised services designed to provide a comprehensive review of your annuity agreements. Our approach is focused on clarity, accuracy, and empowering you with the knowledge you need about your pension.
Guarantee review
We meticulously check for all guaranteed elements within your annuity agreement to ensure nothing is overlooked.
Benefit assessment
A detailed assessment of all benefits included in your policy, ensuring you receive what you're entitled to.
Legislative compliance
Verification that your annuity agreement aligns with current UK financial regulations and agreed legislation.
Common issues insight
Gain insight into common annuity issues and how to address them, preventing future complications.
Our Experience with Legal & General and ReAssure Part of Standard Life,
The Report Fraud Site ,The Pension Regulator. other organisations and named individuals
We've created the MY PENSION FRAUD out of our own experience, Just like you I bought a Private Pension. A Personal Annuity from a well-known provider back in 1993 called Legal & General with my own workplace pension funds when I left a former employer rather that transfer it to my next employer
This was then transferred in 2020 to a company called ReAssure,(branded under the Standard Life name)under a part VII transfer overseen by Lord Justice Zacaroli, along with thousands of other policy holders
See Link Below
https://www.legalandgeneral.com/landg-assets/reassure-policy-transfer/files/legal-and-general-reassure-order.pdf
I was then redirected back to Legal & General in December 2024 by ReAssure (Standard Life) as they had an Agreement with Legal & General to refer me back to them (for a Fee) and for them to Fulfill their Annuity Contract for me to commence my Annuity Pension at the begining of 2025.
Legal & General would not fulfill that Annuity Contract as per the 1993 signed Annuity Contract with them, (Which they also supplied the HMRC with a Purchase of Annuity Declaration with the Stated Policy Numbers on that declaration in 1993). giving me no explanation as to why they would not Honour the Contract Agreement signed with them in 1993
I was then returned back to ReAssure who also had those documents in their possession and who also refused to honour the 1993 Annuity Contract Agreements stating and claiming it was not an Annuity Contract despite that it was stated in and on the policies that was plain to see it says "Annuity" and as per Government Legislation
see link below
https://www.gov.uk/hmrc-internal-manuals/pensions-tax-manual/ptm031300#IDACOJYB
After trying to get both to see sense and what was agreed in 1993. We have still not received our Annuity payment to-date September 2026
We have now been forced to go down the legal route now involving both Legal & General, ReAssure (Standard Life)and involved The Pension Regulator and organisations such as , Report Fraud , Police, (we shall keep you updated)
We are not Naive to believe that we are the only ones this has happened to and a lot of Deferred Annuity Policy holders may not be aware if they have been affected by anything that they have changed within their contract ,or what they have tried or gotten you to agree to that was not in your contract initially which might have affected your guarantees,Death benefits or spouses payments.
That is why I have left reviews on the Trustpilot pages for Standard Life ,Legal & General & ReAssure for the potential for anyone who thinks they may have been affected to know they are not alone and to seek us out so that we can help them.
Standard Life have just taken over a £700million , 3,600 pensioners and Deferred Members Annuity I have to make it a cause to protect these unsuspecting Annuity Members of the current situation with my Pension Annuity Policies whilst dealing with ReAssure(Standard Life) and Legal & General and the possibility that it may happen to them also (to be forewarned is to be forearmed) whilst i fight both of them for my own Annuity and Find out who is right Standard Life (ReAssure) or Legal & General.
This is why we're here to help you navigate similar situations especially with these 2 providers, but we can examine other providers should you think that you may not be receiving the Benefits and Guarantees of the Annuity that your Annuity Contract stated when you Signed up for initially. It could be worth £00,000 to you or your spouse.
(We will be displaying our policy documents in our policy docs section at the top of this page from next week 5/10/26 ,You can view parts of our redacted Annuity Policy contract on our Facebook Pages pages and check out our policy documents as proof that it is as it says it is, it is an Annuity contract From Legal & General signed in 1993)
We shall also be displaying emails received from the Report Fraud site who actually said "We dont deal with thatType of Fraud " Now dont get me wrong i was always led to believe any type of Fraud is still Fraud unless there is a different type of Fraud i have never heard of, Here is the oxford dixtionarys version
"Fraud is the crime of cheating someone to illegally obtain money or goods."
And you wont believe what the pension Regultor told me not to do and what they also accused me of doing. I will be posting that in the comming days/weeks
If you need our help or know of someone we may be able to help
****(Contact us on our home page)****
About pension annuity checker
My Pension Fraud began with a clear mission: to hold to account those Large Corporate Companies who blatantly do not follow Pension Policy Agreements which then in turns Defrauds the individual who took out that Pension Policy and of course the loss to HMRC Government when they do not get the taxes that is due to them and fairness to Annuity policy Holder across the UK from all companies. As a dedicated service, we are passionate about helping individuals ensure their Pensions Annuity are robust, secure, and fully compliant with all relevant legislation including the Guarantees & Benefits you agreed to Our commitment to quality and integrity guides every review we undertake.
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Our UK office
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Email: pensionannuitychecker@gmail.com
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